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About Mercury

What is Mercury?

Mercury is the modern banking platform built for startups, growing businesses, and individuals. When you connect Mercury to Finta, you're syncing your banking transactions, account balances, and financial data directly to your financial tracking tools—no manual exports or third-party connections required.

Mercury serves over 100,000 customers, from solo founders to venture-backed companies to individuals managing their personal finances. Whether you're running a business or want seamless access to your personal banking data without the friction of traditional banks, Mercury is designed for you.

What Does Mercury Do?

Mercury provides complete banking solutions for both businesses and individuals:

Business & Personal Checking: Mercury offers checking accounts with no monthly fees for businesses and personal use, plus savings accounts with competitive interest rates to help your cash work harder.

Multi-Account Management: Create multiple checking accounts for different purposes—operating expenses, payroll, taxes, or personal savings—all within one Mercury workspace for better financial organization.

Expense Management: Issue virtual and physical debit cards with customizable spending limits and real-time expense tracking.

Payment Processing: Send domestic and international wire transfers, ACH payments, and checks directly from your Mercury dashboard.

Treasury Management: Access money market funds and other treasury products to earn yield on idle cash while maintaining liquidity.

Financial Tools: Mercury provides built-in financial analytics, forecasting, and reporting tools for managing your finances.

What Finta Syncs from Mercury

When you connect Mercury to Finta, we sync directly through Mercury's API using webhook-driven updates for real-time accuracy:

  • Transactions: All debit and credit transactions with merchant details, categories, and timestamps

  • Account Balances: Current and available balances across all Mercury accounts

  • Account Details: Account names, types, and metadata

  • Pending Transactions: Transactions that haven't yet cleared

  • Multi-Account Data: Connect to multiple Mercury organizations or personal accounts

Unlike bank connections through Plaid, Mercury connections use direct API integration, syncing your data hourly for consistent and reliable updates to your financial tracking tools.

Security & Privacy

Mercury maintains rigorous security standards as a financial institution. All data transmitted through Mercury's API is encrypted, and your credentials are protected with industry-standard security practices including two-factor authentication and biometric options on mobile apps.

For detailed information about Mercury's security practices, visit Mercury's Security page.

Learn More

For more information about Mercury's security practices and banking services, visit:

If you have questions about how Finta handles your Mercury data or need help setting up the integration, please reach out to our support team.